What is Personal Accident Insurance?

Complement Your Traditional Medical Coverage

Traditional medical coverage provides benefits for certain medical costs when you suffer an accidental injury.

Personal Accident insurance steps in to help pay for unexpected out-of-pocket costs that result from your accident.

Why should you have it?

Accidents happen

Why should you have it?

Accidents happen

Falls are the leading cause of accidental injuries among Americans in every age group.2

Why should you have it?

Accidents happen

More than 2.6 million children under the age of 19 are treated in emergency departments each year for sports and recreation-related injuries.3

Why should you have it?

Expenses can quickly add up

After an accident, things like lost wages and out-of-pocket costs like child care,
housekeeping, and additional medical and recovery care can quickly add up.

Personal Accident insurance provides cash benefits to help pay for these costs regardless of any other insurance you have.

Why should you have it?

Support when it’s needed the most

Following the loss of a loved one, families often face final expenses, medical bills and other unexpected costs.
In the unfortunate event that an accidental injury results in the death of a covered family member, Personal Accident Insurance provides a lump-sum accidental death benefit to provide additional financial support when it’s needed the most (in certain states).

How can you use it?

You can use Personal Accident benefits for:

Medical and recovery expenses, like X-rays and physical therapy
Child care
Daily bills, mortgage or rent

Lost wages
Transportation to and from appointments
Home care assistance

Yard work or housekeeping
Anything else you may need while you’re healing

Why LifeSecure Personal Accident Insurance?

LifeSecure provides peace of mind by helping you and your family protect your health, cover the unexpected, and focus on healing.

We believe insurance should be easy to understand, effortless to buy and simple to use.

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1,2 National Safety Council, Injury Facts, 2019 Edition

3 Center for Disease Control and Prevention, February 2019