What is Critical Illness Insurance?

Financial support when you need it the most

While you can’t predict critical health conditions such as a heart attack, stroke or cancer, you can be better prepared.

Critical illness insurance can help you withstand the significant financial costs related to surviving a serious condition, so you can focus on your health instead of finances.

Why should you have it?

Protect your family, your lifestyle and your finances

A major health event can quickly throw most families into a financial crisis. While health insurance covers medical expenses, you may not be prepared for other financial setbacks after being diagnosed with a critical illness.


The odds of developing cancer in a lifetime are one in two for men and one in three for women 1 
About every 40 seconds, someone in the U.S. will suffer a heart attack 2
Each year, about 795,000 people experience a new or recurrent stroke 3

 
 

Why should you have it?

Supplement your medical coverage
 

A third of Americans struggle to pay their medical bills, including those with insurance 4
Medical debt is a leading cause of personal bankruptcy 5 

Why should you have it?

Be prepared for a serious illness with coverage you can rely on

Critical illness insurance provides a lump-sum benefit upon diagnosis of
a covered disease regardless of any other insurance you have.

How can you use it?

You can use Critical Illness benefits for:

Mortgage, rent or other daily bills
Lost wages

Child care or housekeeping help
Transportation for you or your family

Medical and recovery expenses,
like co-pays and deductibles,
prescriptions and rehabilitation
Or anything else you need

Why LifeSecure Critical Illness Insurance?

LifeSecure helps ease financial stress during serious illnesses and protects a better tomorrow for yourself, your family and your lifestyle.

We believe insurance should be easy to understand, effortless to buy and simple to use.

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SOURCES

 American Cancer Society, Cancer Facts & Figures 2017.

 American Heart Association, Heart Disease and Stroke Statistics, 2017.

 Ibid.

 Kaiser Family Foundation, Americans’ Challenges with Health Care Costs, March 2017.

 USA Today, “This is the No. 1 reason Americans file for bankruptcy,” March 5, 2017.