How the Plan Works
Help protect your hard-earned wages and savings with
Personal Accident Insurance
Provides benefits to help with medical costs if you suffer an accidental injury. In that unfortunate event, you shouldn’t have to worry about unexpected financial setbacks resulting from the injury. By pairing this coverage with your existing medical plan, you can extend your protection to help with those unexpected costs, so you can focus on healing.
Accident Insurance
- Helps you handle bills and other out-of-pocket costs after an accidental injury.
- It pays cash benefits regardless of any other insurance you have, and no health questions are required to apply.
Plan-at-a-Glance
Michigan
Personal Accident Insurance
$2,500
$25,000
For Individuals$50,000
For CouplesEligibility Rules
Michigan
Personal Accident Insurance
How the Plan Works
Supplement your medical coverage and help protect your family, lifestyle, and finances
When a critical illness strikes, you should be focused on your health, not your finances. Unfortunately things like lost income, medical deductibles, out-of-network office visits and uncovered treatments can contribute to financial hardship for many families. With Critical Illness Insurance, you can supplement coverage beyond your medical plan with essential financial support when it’s needed the most.
Critical Illness Insurance
- Provides important financial support should you experience a heart attack, stroke, cancer or other serious illnesses.
- Use your benefits to offset the cost of care, out-of-network visits, living expenses and more.
Plan-at-a-Glance
Michigan
Critical Illness Insurance
$2,500
$25,000
For Individuals$50,000
For CouplesEligibility Rules
Michigan
Critical Illness Insurance
Daily Benefit Amount: $500
(3 days per period of confinement)
How the Plan Works
Affordable insurance to assist in your recovery
Your medical plan provides benefits to help with medical costs resulting from an inpatient hospitalization or treatment in an observation unit. Once you leave the hospital, you shouldn’t have to worry about financial setbacks that you didn’t expect during your recovery. Hospital Recovery Insurance provides cash benefits, regardless of any other insurance you have, to help offset the unexpected cost of a hospital stay so you can focus on your recovery.
You must qualify for coverage based on LifeSecure’s underwriting criteria.
Hospital Recovery Insurance
- Helps you pay unexpected expenses following a hospital stay.
- Receive a cash benefit for each day of your qualified hospital stay to help you recover with less worry.
Plan-at-a-Glance
Michigan
Hospital Recovery Insurance
$2,500
$25,000
For Individuals$50,000
For CouplesEligibility Rules
Michigan
Hospital Recovery Insurance
How the Plan Works
Affordable insurance to assist in your recovery
Your medical plan provides benefits to help with medical costs resulting from an inpatient hospitalization or treatment in an observation unit. Once you leave the hospital, you shouldn’t have to worry about financial setbacks that you didn’t expect during your recovery. Hospital Indemnity Insurance provides cash benefits based on your time in the hospital, regardless of any other insurance you have, to help with the unexpected costs so you can focus on your recovery.
You must qualify for coverage based on LifeSecure’s underwriting criteria.
Hospital Indemnity Insurance
- Helps you pay unexpected expenses following a hospital stay.
- Receive a cash benefit for each day of your qualified hospital stay to help you recover with less worry.
Quote Calculator
Products
Only 1 product at a time can be quoted for this group. NOTE: If you choose to quote multiple products, you must run a separate quote for Hospital Recovery.
How the Plan Works
Affordable coverage to help protect your clients' savings and assets, providing options if care is needed
Unlike other long term care insurance products, LifeSecure uses a simple Benefit Bank design with few riders. We make it easy to choose coverage based on your client’s perceived needs and personal budget, thereby creating a flexible LTC solution designed to provide peace of mind and financial resources when care is needed.
You must qualify for coverage based on LifeSecure’s underwriting criteria.
Plan-at-a-Glance
Michigan
Long Term Care Insurance
$2,500
$25,000
For Individuals$50,000
For CouplesEligibility Rules
Michigan
Long Term Care Insurance
How the Plan Works
Help protect your hard-earned wages and savings with
Personal Accident Insurance
Provides benefits to help with medical costs if you suffer an accidental injury. In that unfortunate event, you shouldn’t have to worry about unexpected financial setbacks resulting from the injury. By pairing this coverage with your existing medical plan, you can extend your protection to help with those unexpected costs, so you can focus on healing.
Accident Insurance
- Helps you handle bills and other out-of-pocket costs after an accidental injury.
- It pays cash benefits regardless of any other insurance you have, and no health questions are required to apply.
Plan-at-a-Glance
Michigan
Personal Accident Insurance
$2,500
$25,000
For Individuals$50,000
For CouplesEligibility Rules
Michigan
Personal Accident Insurance
How the Plan Works
Supplement your medical coverage and help protect your family, lifestyle, and finances
When a critical illness strikes, you should be focused on your health, not your finances. Unfortunately things like lost income, medical deductibles, out-of-network office visits and uncovered treatments can contribute to financial hardship for many families. With Critical Illness Insurance, you can supplement coverage beyond your medical plan with essential financial support when it’s needed the most.
You must qualify for coverage based on LifeSecure’s underwriting criteria.
Critical Illness Insurance
- Provides important financial support should you experience a heart attack, stroke, cancer or other serious illnesses.
- Use your benefits to offset the cost of care, out-of-network visits, living expenses and more.
Plan-at-a-Glance
Michigan
Critical Illness Insurance
$2,500
$25,000
For Individuals$50,000
For CouplesEligibility Rules
Michigan
Critical Illness Insurance
How the Plan Works
Affordable insurance to assist in your recovery
Your medical plan provides benefits to help with medical costs resulting from an inpatient hospitalization or treatment in an observation unit. Once you leave the hospital, you shouldn’t have to worry about financial setbacks that you didn’t expect during your recovery. Hospital Recovery Insurance provides cash benefits, regardless of any other insurance you have, to help offset the unexpected cost of a hospital stay so you can focus on your recovery.
You must qualify for coverage based on LifeSecure’s underwriting criteria.
Hospital Recovery Insurance
- Helps you pay unexpected expenses following a hospital stay.
- Receive a cash benefit for each day of your qualified hospital stay to help you recover with less worry.
Plan-at-a-Glance
Michigan
Hospital Recovery Insurance
$2,500
$25,000
For Individuals$50,000
For CouplesEligibility Rules
Michigan
Hospital Recovery Insurance
How the Plan Works
Affordable insurance to assist in your recovery
Your medical plan provides benefits to help with medical costs resulting from an inpatient hospitalization or treatment in an observation unit. Once you leave the hospital, you shouldn’t have to worry about financial setbacks that you didn’t expect during your recovery. Hospital Indemnity Insurance provides cash benefits based on your time in the hospital, regardless of any other insurance you have, to help with the unexpected costs so you can focus on your recovery.
You must qualify for coverage based on LifeSecure’s underwriting criteria.
Hospital Indemnity Insurance
- Helps you pay unexpected expenses following a hospital stay.
- Receive a cash benefit for each day of your qualified hospital stay to help you recover with less worry.
How the Plan Works
A simple way to show you care
End of life expenses, such as funeral and burial costs, can be very expensive. Final Expense Insurance can help lessen the burden on your family by ensuring they have the means to help cover these costs when you pass. It provides a lump sum payment to help offset funeral expenses, medical bills, outstanding debts and more.
Plan-at-a-Glance
Michigan
Personal termlife Insurance
$2,500
$25,000
For Individuals$50,000
For CouplesEligibility Rules
Michigan
Final Expense Insurance
How the Plan Works
Affordable coverage to protect what matters most
In the event of the unthinkable, you’ll want peace of mind knowing your family will be taken care of in your absence. Term Life Insurance offers simple coverage that can help ensure your loved ones have the financial support they need to pay outstanding bills, make mortgage payments, replace lost income and more.
Plan-at-a-Glance
Michigan
Personal termlife Insurance
$2,500
$25,000
For Individuals$50,000
For CouplesEligibility Rules
Michigan
Term Life Insurance
- Estimated Cost
- $0.00/month
- Estimated Cost
- $0.00
- Accident: $0
- Critical Illness: $0
- Hospital Recovery: $0
- Final Expense: $0
- Term Life: $0
- Long Term Care: $0.00
- $0.00 (Spouse/Partner)
- Return of Premium
- Health Screening Benefit
- $1,000 Lump Sum Hospital Admission Benefit Amount
- $50 Hospital Confinement Daily Benefit Amount
- $50 Hospital Observation Benefit Amount
- $50 Mental Health Confinement Benefit Amount
- $750 Lump Sum Hospital Admission Benefit Amount
- $100 Hospital Confinement Daily Benefit Amount
- $100 Hospital Observation Benefit Amount
- $100 Mental Health Confinement Benefit Amount
- $250 Lump Sum Hospital Admission Benefit Amount
- $200 Hospital Confinement Daily Benefit Amount
- $200 Hospital Observation Benefit Amount
- $200 Mental Health Confinement Benefit Amount
- The employee and their spouse/partner must submit separate, individual applications.
- The process requires a separate username and password for each person.
- The employee's application must be successfully submitted prior to the spouse's/partner's application.
Product Removal
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