Fresh voice in a traditional industry

We believe insurance should be easy to understand, effortless to buy and simple to use.

We are ground breakers and catalysts who are constantly seeking new ways of doing things. We are developing cutting-edge products and using technology to make the insurance buying experience easier. Not only are we inspiring change in the insurance industry, we are also an inspiring place to work.

LifeSecure Insurance Company was founded in 2006 as a Michigan-based insurance company, which quickly expanded to a national presence. LifeSecure is dedicated to providing a different kind of insurance experience to help create a better future for our customers. 

Headquartered in Brighton, Michigan, LifeSecure is licensed in the District of Columbia and all states except Maine, Massachusetts, New Hampshire and New York.

NAIC #77720
CA Certificate of Authority # 08576


Long Term Care
Insurance vs. Medical
Insurance

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Long Term Care Insurance

Typically covers:

  • Custodial care when recovery is unlikely
  • Home care and assistance with daily tasks such as eating, bathing and dressing
  • Visits to an adult day care center to provide repite care for caregivers

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Medical Insurance

Typically covers:

  • Doctor visits, tests and initial diagnosis
  • Specialty visits, labs, hospitalization
  • Skilled Nursing, Rehab, Occupational Therapy, Physical Therapy
  • Medications
 

Hospital Recovery and
Personal Accident
Insurance

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Hospital Recovery benefits can only be used following a hospitalization, while Personal Accident coverage can be used following an accident injury that requires medial care.


Personal Accident and Hospital Recovery insurance are most helpful when used in conjunction with a major medical insurance plan to help with co-pays , deductibles and other expenses.

 

LifeSecure Insurance Company  -  10559 Citation Drive, Suite 300    Brighton, MI 48116

Telephone: 866-582-7702    Fax: 810-220-7707