LifeSecure Insurance
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LifeSecure Insurance
Need Assistance? Please Contact:
Brian Silvia
Azores Insurance Services
[email protected]
9:00am - 5:00pm PST
Call: 714-264-5277
LifeSecure Insurance
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Long Term Care
with cash benefits from LifeSecure

How the Plan Works

Help protect your hard-earned wages and savings with
Personal Accident Insurance

Provides benefits to help with medical costs if you suffer an accidental injury. In that unfortunate event, you shouldn’t have to worry about unexpected financial setbacks resulting from the injury. By pairing this coverage with your existing medical plan, you can extend your protection to help with those unexpected costs, so you can focus on healing.

View Details

Accident Insurance

  • Helps you handle bills and other out-of-pocket costs after an accidental injury.
  • It pays cash benefits regardless of any other insurance you have, and no health questions are required to apply.
Watch:How can Accident Insurance help?
View Details

Plan-at-a-Glance

Michigan

Personal Accident Insurance

with Accidental Death Benefit
18 Begins 74 Ends
Eligible Issue Ages This policy is guaranteed renewable to age 85
Minimum

$2,500

Maximum

$25,000

For Individuals

$50,000

For Couples
Choose Your Annual Benefit Bank Any amount within the range shown in $100 increments

Eligibility Rules

Michigan

Personal Accident Insurance

with Accidental Death Benefit
Eligibility Rules Here

How the Plan Works

Supplement your medical coverage and help protect your family, lifestyle, and finances

When a critical illness strikes, you should be focused on your health, not your finances. Unfortunately things like lost income, medical deductibles, out-of-network office visits and uncovered treatments can contribute to financial hardship for many families. With Critical Illness Insurance, you can supplement coverage beyond your medical plan with essential financial support when it’s needed the most.

View Details

You must qualify for coverage based on LifeSecure’s underwriting criteria.

Critical Illness Insurance

  • Provides important financial support should you experience a heart attack, stroke, cancer or other serious illnesses.
  • Use your benefits to offset the cost of care, out-of-network visits, living expenses and more.
Watch:How can Critical Illness Insurance help?
View Details

Plan-at-a-Glance

Michigan

Critical Illness Insurance

18 Begins 74 Ends
Eligible Issue Ages This policy is guaranteed renewable to age 85
Minimum

$2,500

Maximum

$25,000

For Individuals

$50,000

For Couples
Choose Your Annual Benefit Bank Any amount within the range shown in $100 increments

Eligibility Rules

Michigan

Critical Illness Insurance

Eligibility Rules Here
Daily Benefit Amount: $200
 (3 days per period of confinement)

How the Plan Works

Affordable insurance to assist in your recovery

Your medical plan provides benefits to help with medical costs resulting from an inpatient hospitalization or treatment in an observation unit. Once you leave the hospital, you shouldn’t have to worry about financial setbacks that you didn’t expect during your recovery. Hospital Recovery Insurance provides cash benefits, regardless of any other insurance you have, to help offset the unexpected cost of a hospital stay so you can focus on your recovery.

View Details

You must qualify for coverage based on LifeSecure’s underwriting criteria.

Hospital Recovery Insurance

  • Helps you pay unexpected expenses following a hospital stay.
  • Receive a cash benefit for each day of your qualified hospital stay to help you recover with less worry.
Watch:How can Hospital Recovery Insurance help?
View Details

Plan-at-a-Glance

Michigan

Hospital Recovery Insurance

18 Begins 74 Ends
Eligible Issue Ages This policy is guaranteed renewable to age 85
Minimum

$2,500

Maximum

$25,000

For Individuals

$50,000

For Couples
Choose Your Annual Benefit Bank Any amount within the range shown in $100 increments

Eligibility Rules

Michigan

Hospital Recovery Insurance

Eligibility Rules Here

How the Plan Works

Affordable insurance to assist in your recovery

Your medical plan provides benefits to help with medical costs resulting from an inpatient hospitalization or treatment in an observation unit. Once you leave the hospital, you shouldn’t have to worry about financial setbacks that you didn’t expect during your recovery. Hospital Indemnity Insurance provides cash benefits based on your time in the hospital, regardless of any other insurance you have, to help with the unexpected costs so you can focus on your recovery.

View Details

You must qualify for coverage based on LifeSecure’s underwriting criteria.

Hospital Indemnity Insurance

  • Helps you pay unexpected expenses following a hospital stay.
  • Receive a cash benefit for each day of your qualified hospital stay to help you recover with less worry.
Watch:How can Hospital Indemnity Insurance help?
View Details
* Rates shown are for illustrative purposes only and based on a female, age 45 (non-nicotine user) with self-only coverage. Actual premium rate(s) and eligibility are based on various factors, by product, which may include age, gender, height/weight, coverage type, current and past health and/or nicotine status. The Accident insurance plan quoted has no deductible. Other plan designs are available for each product.
LifeSecure Insurance Company (New Hudson) underwrites and thas sole financial responsibility for the products listed above.
Save Quote
Required
Optional
Optional

Quote Calculator 

Please review the message(s) below:
Life Products - Quote And Apply
To quote and/or apply for FINAL EXPENSE or TERM LIFE, click here *
* Note: You will be leaving the LifeSecure Agent Portal and accessing the Lumico Agent Portal directly. You will need to use separate log-in credentials consisting of your email address and a password upon entering the Lumico Agent Portal. In the future, you may also directly access the Lumico Agent Portal via the web address shown below, without having to first log-in to the LifeSecure Agent Portal.
https://lumico.com/login-agent

General Information

Required
Required
Only birthdate or age required
IMPORTANT NOTICE TO AGENTS!

Due to recent heavy volumes of long term care insurance applications received from State of Washington residents, LifeSecure Insurance Company can make no commitment that your client's long term care insurance policy will be issued before the State of Washington's deadline for private long term care insurance coverage. If your client’s policy is issued after the state’s deadline, your client may be disqualified from obtaining an exemption from the WA Cares program and the respective payroll tax premium payments.

Products

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Only 1 product at a time can be quoted for this group. NOTE: If you choose to quote multiple products, you must run a separate quote for Hospital Recovery.

How the Plan Works

Affordable coverage to help protect your clients' savings and assets, providing options if care is needed

Unlike other long term care insurance products, LifeSecure uses a simple Benefit Bank design with few riders. We make it easy to choose coverage based on your client’s perceived needs and personal budget, thereby creating a flexible LTC solution designed to provide peace of mind and financial resources when care is needed.

View Details

You must qualify for coverage based on LifeSecure’s underwriting criteria.

Plan-at-a-Glance

Michigan

Long Term Care Insurance

18 Begins 74 Ends
Eligible Issue Ages This policy is guaranteed renewable to age 85
Minimum

$2,500

Maximum

$25,000

For Individuals

$50,000

For Couples
Choose Your Annual Benefit Bank Any amount within the range shown in $100 increments

Eligibility Rules

Michigan

Long Term Care Insurance

Eligibility Rules Here
Applicant Information
Required
Spouse/Partner Applicant Information
Required
Only birthdate or age required
Required

Premium Contribution
This coverage is not available in conjunction with the Hospital Indemnity Accidental Injury benefit rider. Please change your selections to quote this coverage.

How the Plan Works

Help protect your hard-earned wages and savings with
Personal Accident Insurance

Provides benefits to help with medical costs if you suffer an accidental injury. In that unfortunate event, you shouldn’t have to worry about unexpected financial setbacks resulting from the injury. By pairing this coverage with your existing medical plan, you can extend your protection to help with those unexpected costs, so you can focus on healing.

View Details

Accident Insurance

  • Helps you handle bills and other out-of-pocket costs after an accidental injury.
  • It pays cash benefits regardless of any other insurance you have, and no health questions are required to apply.
Watch:How can Accident Insurance help?
View Details

Plan-at-a-Glance

Michigan

Personal Accident Insurance

with Accidental Death Benefit
18 Begins 74 Ends
Eligible Issue Ages This policy is guaranteed renewable to age 85
Minimum

$2,500

Maximum

$25,000

For Individuals

$50,000

For Couples
Choose Your Annual Benefit Bank Any amount within the range shown in $100 increments

Eligibility Rules

Michigan

Personal Accident Insurance

with Accidental Death Benefit
Eligibility Rules Here
$
This rider is not available in conjunction with the Hospital Indemnity Insurance Lump Sum Hospital Admission rider.
or
Required
Refer to the Rider Document for important information on exclusions and pre-existing conditions limitations.

This coverage is not available in conjunction with the Hospital Indemnity First Cancer Diagnosis Lump Sum benefit rider. Please change your selections to quote this coverage.

How the Plan Works

Supplement your medical coverage and help protect your family, lifestyle, and finances

When a critical illness strikes, you should be focused on your health, not your finances. Unfortunately things like lost income, medical deductibles, out-of-network office visits and uncovered treatments can contribute to financial hardship for many families. With Critical Illness Insurance, you can supplement coverage beyond your medical plan with essential financial support when it’s needed the most.

View Details

You must qualify for coverage based on LifeSecure’s underwriting criteria.

Critical Illness Insurance

  • Provides important financial support should you experience a heart attack, stroke, cancer or other serious illnesses.
  • Use your benefits to offset the cost of care, out-of-network visits, living expenses and more.
Watch:How can Critical Illness Insurance help?
View Details

Plan-at-a-Glance

Michigan

Critical Illness Insurance

18 Begins 74 Ends
Eligible Issue Ages This policy is guaranteed renewable to age 85
Minimum

$2,500

Maximum

$25,000

For Individuals

$50,000

For Couples
Choose Your Annual Benefit Bank Any amount within the range shown in $100 increments

Eligibility Rules

Michigan

Critical Illness Insurance

Eligibility Rules Here
Spouse/Partner Information
Only birthdate or age required
$

How the Plan Works

Affordable insurance to assist in your recovery

Your medical plan provides benefits to help with medical costs resulting from an inpatient hospitalization or treatment in an observation unit. Once you leave the hospital, you shouldn’t have to worry about financial setbacks that you didn’t expect during your recovery. Hospital Recovery Insurance provides cash benefits, regardless of any other insurance you have, to help offset the unexpected cost of a hospital stay so you can focus on your recovery.

View Details

You must qualify for coverage based on LifeSecure’s underwriting criteria.

Hospital Recovery Insurance

  • Helps you pay unexpected expenses following a hospital stay.
  • Receive a cash benefit for each day of your qualified hospital stay to help you recover with less worry.
Watch:How can Hospital Recovery Insurance help?
View Details

Plan-at-a-Glance

Michigan

Hospital Recovery Insurance

18 Begins 74 Ends
Eligible Issue Ages This policy is guaranteed renewable to age 85
Minimum

$2,500

Maximum

$25,000

For Individuals

$50,000

For Couples
Choose Your Annual Benefit Bank Any amount within the range shown in $100 increments

Eligibility Rules

Michigan

Hospital Recovery Insurance

Eligibility Rules Here
Spouse/Partner Information
Only birthdate or age required
$

How the Plan Works

Affordable insurance to assist in your recovery

Your medical plan provides benefits to help with medical costs resulting from an inpatient hospitalization or treatment in an observation unit. Once you leave the hospital, you shouldn’t have to worry about financial setbacks that you didn’t expect during your recovery. Hospital Indemnity Insurance provides cash benefits based on your time in the hospital, regardless of any other insurance you have, to help with the unexpected costs so you can focus on your recovery.

View Details

You must qualify for coverage based on LifeSecure’s underwriting criteria.

Hospital Indemnity Insurance

  • Helps you pay unexpected expenses following a hospital stay.
  • Receive a cash benefit for each day of your qualified hospital stay to help you recover with less worry.
Watch:How can Hospital Indemnity Insurance help?
View Details
Spouse/Partner Information
Only birthdate or age required

$
$
Required
This rider is not available in conjunction with Accident Insurance. Please change your product selections to include this rider in your quote.
$
Required
This rider is not available in conjunction with Critical Illness Insurance. Please change your product selections to include this rider in your quote.
$
Required
or
Required
for
or
Required
or
Required
or
Required
This rider is not available in conjunction with the Accident Insurance Sickness or Illness Lump Sum Hospital Admission rider.
or
Required
or
Required
  • $1,000 Lump Sum Hospital Admission Benefit Amount
  • $50 Hospital Confinement Daily Benefit Amount
  • $50 Hospital Observation Benefit Amount
  • $50 Mental Health Confinement Benefit Amount
  • $750 Lump Sum Hospital Admission Benefit Amount
  • $100 Hospital Confinement Daily Benefit Amount
  • $100 Hospital Observation Benefit Amount
  • $100 Mental Health Confinement Benefit Amount
  • $250 Lump Sum Hospital Admission Benefit Amount
  • $200 Hospital Confinement Daily Benefit Amount
  • $200 Hospital Observation Benefit Amount
  • $200 Mental Health Confinement Benefit Amount
Required

How the Plan Works

A simple way to show you care

End of life expenses, such as funeral and burial costs, can be very expensive. Final Expense Insurance can help lessen the burden on your family by ensuring they have the means to help cover these costs when you pass. It provides a lump sum payment to help offset funeral expenses, medical bills, outstanding debts and more.

View Details

Plan-at-a-Glance

Michigan

Personal termlife Insurance

with termlifeal Death Benefit
18 Begins 74 Ends
Eligible Issue Ages This policy is guaranteed renewable to age 85
Minimum

$2,500

Maximum

$25,000

For Individuals

$50,000

For Couples
Choose Your Annual Benefit Bank Any amount within the range shown in $100 increments

Eligibility Rules

Michigan

Final Expense Insurance

Eligibility Rules Here
$

How the Plan Works

Affordable coverage to protect what matters most

In the event of the unthinkable, you’ll want peace of mind knowing your family will be taken care of in your absence. Term Life Insurance offers simple coverage that can help ensure your loved ones have the financial support they need to pay outstanding bills, make mortgage payments, replace lost income and more.

View Details

Plan-at-a-Glance

Michigan

Personal termlife Insurance

with termlifeal Death Benefit
18 Begins 74 Ends
Eligible Issue Ages This policy is guaranteed renewable to age 85
Minimum

$2,500

Maximum

$25,000

For Individuals

$50,000

For Couples
Choose Your Annual Benefit Bank Any amount within the range shown in $100 increments

Eligibility Rules

Michigan

Term Life Insurance

Eligibility Rules Here
$

COLORADO FIXED INDEMNITY POLICY NOTICE

IMPORTANT: This is a fixed indemnity policy,
NOT comprehensive health coverage insurance found in ACA-compliant plans

This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.

  • The payment you get isn’t based on the size of your medical bill.
  • There might be a limit on how much this policy will pay each year.
  • This policy isn’t a substitute for comprehensive health insurance major medical health insurance.
  • Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance ACA-compliant health benefit plans.
Looking for comprehensive health insurance ACA-compliant health benefit plans?
  • Visit Connectforhealthco.com or call 1-855-752-6749 (TTY: 1-855-695-5935) to find health coverage options.
  • To find out if you can get health insurance through your employer, or a family member’s employer, contact the employer.
Questions about this policy?
  • For questions or complaints about this policy, contact your agent or broker.
  • For complaints about the policy, contact Colorado Division of Insurance, Customer Services Team, 303-894-7490, 800- 930-3745.
  • If you have this policy through your job, or a family member’s job, contact the employer.

0 Products
  • Estimated Cost
  • $0.00/month
0 Products
  • Estimated Cost
  • $0.00
  • Accident: $0.00
  • Critical Illness: $0.00
  • Hospital Recovery: $0.00
    •
  • Final Expense: $0.00
  • Term Life: $0.00
    •
  • Long Term Care: 0.00  
  • 0.00 (Spouse/Partner)
    •
Accident Insurance
 
$0.00/month Remove Edit
Coverage Level
Self
Annual Benefit Bank
$2,500
Individual/Family Deductible
$100/$200
Optional Benefit Rider
None Selected
$
This rider is not available in conjunction with the Hospital Indemnity Insurance Lump Sum Hospital Admission rider.
or
Required
Refer to the Rider Document for important information on exclusions and pre-existing conditions limitations.

Critical Illness Insurance
 
$0.00/month Remove Edit
Coverage Level
Self Only
Benefit Amount
$0
Benefit(s)
  • Return of Premium
  • Health Screening Benefit
Spouse/Partner Information
Only birthdate or age required
$

Hospital Recovery Insurance
 
$0.00/month Remove Edit
Coverage Level
Self + Child(ren)
Daily Benefit Amount
$100
Maximum Number of Days
$100
Optional Benefit Riders
None Selected
Plan 1
  • $1,000 Lump Sum Hospital Admission Benefit Amount
  • $50 Hospital Confinement Daily Benefit Amount
  • $50 Hospital Observation Benefit Amount
  • $50 Mental Health Confinement Benefit Amount
Plan 1
  • $750 Lump Sum Hospital Admission Benefit Amount
  • $100 Hospital Confinement Daily Benefit Amount
  • $100 Hospital Observation Benefit Amount
  • $100 Mental Health Confinement Benefit Amount
Plan 1
  • $250 Lump Sum Hospital Admission Benefit Amount
  • $200 Hospital Confinement Daily Benefit Amount
  • $200 Hospital Observation Benefit Amount
  • $200 Mental Health Confinement Benefit Amount
Spouse/Partner Information
Only birthdate or age required
$

Spouse/Partner Information
Only birthdate or age required

$
$
Required
This rider is not available in conjunction with Accident Insurance. Please change your product selections to include this rider in your quote.
$
Required
This rider is not available in conjunction with Critical Illness Insurance. Please change your product selections to include this rider in your quote.
$
Required
or
Required
for
or
Required
or
Required
or
Required
This rider is not available in conjunction with the Accident Insurance Sickness or Illness Lump Sum Hospital Admission rider.
or
Required
or
Required
  • $1,000 Lump Sum Hospital Admission Benefit Amount
  • $50 Hospital Confinement Daily Benefit Amount
  • $50 Hospital Observation Benefit Amount
  • $50 Mental Health Confinement Benefit Amount
  • $750 Lump Sum Hospital Admission Benefit Amount
  • $100 Hospital Confinement Daily Benefit Amount
  • $100 Hospital Observation Benefit Amount
  • $100 Mental Health Confinement Benefit Amount
  • $250 Lump Sum Hospital Admission Benefit Amount
  • $200 Hospital Confinement Daily Benefit Amount
  • $200 Hospital Observation Benefit Amount
  • $200 Mental Health Confinement Benefit Amount
Required

Final Expense Insurance
 
$0.00/month Remove Edit
Rate Class
Standard
Face Amount
$5000
Optional Benefit Rider
None Selected
$

Term Life Insurance
 
$0.00/month Remove Edit
Term
10 Year
Face Amount
$25,000
Optional Benefit Riders
None Selected
$

Long Term Care Insurance
 
0.00/month
(Employee/Member) 0.00/month
(Spouse/Partner) Remove Edit


  1. The employee and their spouse/partner must submit separate, individual applications.
  2. The process requires a separate username and password for each person.
  3. The employee's application must be successfully submitted prior to the spouse's/partner's application.
Employee/Member
Spouse/Partner
Benefit Bank
$0
Optional Riders
Applicant Information
Required
Spouse/Partner Applicant Information
Required
Only birthdate or age required
Required

Premium Contribution
Product Removal
Are you sure you want to remove this product?
Required Information
Required
Required
Required
Required
Required
Required
Required
Required


copied
Required Information for Client
Contact Information for Primary Insured
Required
Required
Required
Contact Information for Spouse
Required
Required
Required